Terms of Service
TABLE OF CONTENTS
Acceptance of Terms and Conditions
By using this site (the“Site”), you (“you” or the “End User”) agree to the terms and conditions that Enervee Corporation (“we” or “Enervee®”) have provided. If you do not wish to agree to these terms and conditions (the “Terms of Use” or “Agreement”), please refrain from using the Site.
1. General.
The Site provides an interactive online service operated by Enervee Corporation on the Internet, consisting of information services, lending, content and transaction capabilities facilitated through Enervee®, affiliates of Enervee® or merchants (“Merchants”) offering e-commerce products and utility plans.
This Agreement sets forth the terms and conditions that apply to the use of this Site by the End User. By using this Site (other than to read this Agreement for the first time), End User agrees to comply with all of the terms and conditions hereof. The right to use this Site is personal to End User and is not transferable to any other person or entity. End User shall be responsible for protecting the confidentiality of End User’s username and password(s), if any. End User acknowledges that, although the Internet is often a secure environment, sometimes there are interruptions in service or events that are beyond the control of Enervee®, and Enervee® shall not be responsible for any data lost while transmitting information on the Internet. While it is Enervee®’s objective is to make the Site accessible 24 hours per day, 7 days per week, the Site may be unavailable from time to time for any reason including, without limitation, routine maintenance. You understand and acknowledge that due to circumstances both within and outside of the control of Enervee®, access to the Site may be interrupted, suspended or terminated from time to time.
Enervee® shall have the right at any time to change or discontinue any aspect or feature of the Site, including, but not limited to, content, hours of availability and equipment needed for access or use. Further, Enervee® may discontinue disseminating any portion of information or category of information, may change or eliminate any transmission method and may change transmission speeds or other signal characteristics.
You must be at least 18 years old to be eligible to use the Site. However, if you are at least 13 years old but not yet 18, you may use the Site in conjunction with your parent or guardian who agrees to this Agreement. No one under age 13 may use the Site.
2. Modified Terms.
Enervee® reserves the right at all times to discontinue or modify any of our Terms of Use and/or our Privacy Policy as we deem necessary or desirable. Such changes may include, among other things, the adding of certain fees or charges. If Enervee® makes any substantial changes, we will notify you by posting notice of the change on the Site. Any changes to these Terms of Use will be effective upon our posting of notice of the changes on our Site. These changes will be effective immediately for new users of our Site. We suggest to you, therefore, that you re-read this important notice containing our Terms of Use and Privacy Policy from time to time in order that you stay informed as to any such changes. Any use of the Site by End User after such notice shall be deemed to constitute acceptance by End User of such modifications.
3. Accounts.
You may be required to register for an account with Enervee® (an “Account”) in order to access and use certain features of the Site. In consideration of your use of the Site, you agree to (a) provide accurate, current and complete information as may be prompted by any registration forms on the Site("Registration Data"); (b) maintain the security of your password and identification; (c) maintain and promptly update the Registration Data, and any other information you provide to us, to keep it accurate, current and complete; and (d) be fully responsible for all use of your account and for any actions that take place using your Account. You are responsible for maintaining the confidentiality of your password and Account, if any, and are fully responsible for any and all activities that occur under your password or Account.
You agree to (i) immediately notify us of any unauthorized use of your password or Account or any other breach of security and (ii) ensure that you exit from your Account at the end of each session when accessing the Site. You agree not to hold Enervee® liable for any loss or damage arising from your failure to comply with this Section.
4. End User Conduct.
All interactions on this Site must comply with these Terms of Use. Although we welcome and encourage End User interaction on our Site, we do insist and require that all End Users restrict any and all activity in connection with the use of this Site to that which involves lawful purposes only. End User shall not post or transmit through this Site any material which violates or infringes in any way upon the rights of others, or any material which is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law, or which, without Enervee®’s express prior, written approval, contains advertising or any solicitation with respect to products or services. Any conduct by an End User that in Enervee®’s exclusive discretion restricts or inhibits any other End User from using or enjoying this Site is strictly prohibited. End User shall not use this Site to advertise or perform any commercial, religious, political or non-commercial solicitation, including, but not limited to, the solicitation of users of this Site to become users of other on- or offline services directly or indirectly competitive or potentially competitive with Enervee®.
The foregoing provisions of this Section 4 apply equally to and are for the benefit of Enervee®, its subsidiaries, affiliates, Merchants and its third-party content providers and licensors, and each shall have the right to assert and enforce such provisions directly or on its own behalf.
5. Copyright and Trademarks.
Everything located on or in this Site, is the exclusive property of Enervee Corporation and its licensors, or is used with express permission of the copyright and/or trademark owner. ANY COPYING, DISTRIBUTING, TRANSMITTING, POSTING, LINKING, DEEP LINKING, OR OTHERWISE MODIFYING OF THIS SITE WITHOUT THE EXPRESS WRITTEN PERMISSION OF ENERVEE CORPORATION IS STRICTLY PROHIBITED. Any violation of this policy may result in a copyright, trademark or other intellectual property right infringement that may subject End User to civil and/or criminal penalties.
This Site contains copyrighted material, trademarks and other proprietary information, including, but not limited to, text, software, photos, video, graphics, music and sound, and the entire contents of the Site are protected by copyright as a collective work under the United States copyright laws. Enervee® owns a copyright in the selection, coordination, arrangement and enhancement of such content, as well as in the content original to it. End User may not modify, publish, transmit, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part. End User may download, print, and/or save copyrighted material for End User’s personal use only. Except as otherwise expressly stated under copyright law, no copying, redistribution, retransmission, publication or commercial exploitation of downloaded material without the express permission of Enervee® or the copyright owner is permitted. If copying, redistribution or publication of copyrighted material is permitted, no changes in or deletion of author attribution, trademark legend or copyright notice shall be made. End User acknowledges that he/she/it does not acquire any ownership rights by downloading copyrighted material. Trademarks that are located within or on the Site or otherwise owned or operated in conjunction with Enervee® shall not be deemed to be in the public domain but rather the exclusive property of Enervee® and/or its licensors
End User shall not upload, post or otherwise make available on this Site any material protected by copyright, trademark or other proprietary right without the express permission of the owner of the copyright, trademark or other proprietary right. Enervee® does not have any express burden or responsibility to provide End User with indications, markings or anything else that may aid End User in determining whether the material in question is copyrighted or trademarked. End User shall be solely liable for any damage resulting from any infringement of copyrights, trademarks, proprietary rights or any other harm resulting from such a submission. By submitting material to any public area of this Site, End User warrants that the owner of such material has expressly granted Enervee® the royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate and distribute such material (in whole or in part) worldwide and/or to incorporate it in other works in any form, media or technology now known or hereafter developed for the full term of any copyright that may exist in such material. End User also permits any other end user to access, view, store or reproduce the material for that End User’s personal use. End User hereby grants Enervee® the right to edit, copy, publish and distribute any material made available on this Site by End User.
The foregoing provisions of Section 5 apply equally to and are for the benefit of Enervee®, its subsidiaries, affiliates, Merchants and its third party content providers and licensors and each shall have the right to assert and enforce such provisions directly or on its own behalf.
6. Copyright Policy.
Enervee® reserves the right to terminate its agreement with any End User who repeatedly infringes third-party copyright rights upon prompt notification to Enervee® by the copyright owner or the copyright owner’s legal agent. Without limiting the foregoing, if you believe that a copyrighted work has been copied and posted via the Site or any Microsite in a way that constitutes copyright infringement, you shall provide Enervee® with the following information: (a) an electronic or physical signature of the person authorized to act on behalf of the owner of the copyrighted work; (b) an identification and location on the Site or any Microsite of the copyrighted work that you claim has been infringed; (c) a written statement by you that you have a good faith belief that the disputed use is not authorized by the owner, its agent, or the law; (d) your name and contact information, such as telephone number or e-mail address; and (e) a statement by you that the above information in your notice is accurate and, under penalty of perjury, that you are the copyright owner or authorized to act on the copyright owner’s behalf. Contact information for Enervee®’s Copyright Agent for notice of claims of copyright infringement is as follows:
Copyright Agent
Enervee Corporation
11845 W Olympic Blvd.
Suite 1100W #32
Los Angeles, CA 90064
Facsimile: 844.363.7833
Email: copyright@enervee.com
7. Eco Financing.
The Eco Financing business offered by Enervee® (“Eco Financing”) enables an End User to apply for a loan through the Site to fund the purchase of energy efficient products from Merchants. If you apply for a loan and Enervee® approves your request, the loan will be governed by the installment loan agreement between you and Lewis & Clark Bank (the “Installment Loan Agreement”). If you are approved for a loan, the proceeds will be applied to your purchase of energy efficient product(s) at a Merchant. Please refer to the separate Truth in Lending disclosure available in the Installment Loan Agreement for information about fees and charges associated with your loan.
8. Third Party Providers.
In order to use the payment functionality of Eco Financing by Enervee®'s Site, you must open a “Dwolla Account” provided by Dwolla, Inc. (“Dwolla”) and you must accept the Dwolla Terms of Service and Privacy Policy. Any funds held in or transferred through your Dwolla Account are held or transferred by Dwolla’s financial institution partners. You must be at least 18 years old to create a Dwolla Account. You authorize us to collect and share with Dwolla your personal information including full name, email address and financial information, and you are responsible for the accuracy and completeness of that data. You understand that you will access and manage your Dwolla Account through our application, and Dwolla account notifications will be sent by us, not Dwolla. We will provide customer support for your Dwolla Account activity, and can be reached at https://www.enervee.com, support@ecofinancing.com.
Enervee® uses Plaid Inc. (“Plaid”) to gather your data from financial institutions for bank account and fraud verification. By using the Site, you grant Enervee® and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from your relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid end user privacy policy.
9. Disclaimer of Warranty.
END USER EXPRESSLY AGREES THAT USE OF THIS SITE IS AT END USER’S SOLE RISK. NEITHER ENERVEE®, ITS AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, MERCHANTS, THIRD-PARTY CONTENT PROVIDERS OR LICENSORS, OR ANY OF THEIR OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS, WARRANT THAT USE OF THE SITE WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO (I) THE RESULTS THAT MAY BE OBTAINED FROM USE OF THIS SITE, OR (II) THE ACCURACY, RELIABILITY OR CONTENT OF ANY INFORMATION, SERVICE OR VOUCHERS PROVIDED THROUGH THIS SITE. THIS SITE ARE MADE ACCESSIBLE ON AN “AS IS” AND “AS AVAILABLE” BASIS. ENERVEE® HEREBY DISCLAIMS ANY AND ALL REPRESENTATIONS, WARRANTIES AND CONDITIONS WITH RESPECT TO THE SITE AND ANY PRODUCTS PURCHASED FROM MERCHANTS, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THOSE OF TITLE NONINFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE. ENERVEE® DOES NOT ASSUME ANY RESPONSIBILITY OR LIABILITY FOR THE ACTIONS, PRODUCT, AND CONTENT OF MERCHANTS AND ANY OTHER THIRD PARTIES.
THIS SITE ARE MADE ACCESSIBLE ON AN “AS IS” AND “AS AVAILABLE” BASIS. ENERVEE® HEREBY DISCLAIMS ANY AND ALL REPRESENTATIONS, WARRANTIES AND CONDITIONS, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THOSE OF TITLE NONINFRINGEMENT, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE.
10. Limitation of Liability.
IN NO EVENT SHALL ENERVEE®, BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO THIS AGREEMENT. IN NO EVENT WILL THE LIABILITY OF ENERVEE® IN CONNECTION WITH THE SITE OR END USERS’ USE OF THE SITE EXCEED $100.
11. Monitoring.
Enervee® shall have the right, but not the obligation, to monitor the content of the Site at all times, including any chat rooms and forums that may hereinafter be included as part of the Site, to determine compliance with this Agreement and any operating rules established by Enervee®, as well as to satisfy any applicable law, regulation or authorized government request. Without limiting the foregoing, Enervee® shall have the right, but not the obligation, to remove any material that Enervee®, in its sole discretion, finds to be in violation of the provisions hereof or otherwise objectionable.
12. Privacy.
End User acknowledges that all discussion for ratings, comments, bulletin board service, chat rooms and/or other message or communication facilities (collectively “Communities”) are public and not private communications, and that, therefore, others may read End User’s communications without End User’s knowledge. Enervee® does not control or endorse the content, messages or information posted by any End Users on the Site, and, therefore, Enervee® specifically disclaims any liability concerning the Communities and any actions resulting from End Users’ participation on our Site, including any objectionable content. Generally, any communication which End User posts on the Site (whether in chat rooms, discussion groups, message boards or otherwise) is considered to be non-confidential. If particular web pages within the Site permit the submission of communications that will be treated by Enervee® as confidential, that fact will be stated on those pages. By posting comments, messages or other information on the Site, End User grants Enervee® the right to use such comments, messages or information for promotions, advertising, market research or any other lawful purpose without territorial, time or other limitation. For more information see Enervee®'s Privacy Policy.
13. License Grant.
By posting communications on or through this Site or any Microsite, End User shall be deemed to have granted to Enervee® a royalty-free, perpetual, irrevocable, non-exclusive license to use, reproduce, modify, publish, edit, translate, distribute, perform, and display the communication alone or as part of other works in any form, media, or technology whether now known or hereafter developed without territorial or time limitations, and to sublicense such rights through multiple tiers of sublicensees.
14. Indemnification/Release.
End User agrees to defend, indemnify and hold harmless Enervee®, its affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including attorneys’ fees, arising out of or related to any products or services purchased by End User in connection with the Site or any other use of the Site by End User.
End User is solely responsible for interactions with Merchants and other users of the Site. To the extent permitted under applicable laws, End User hereby releases Enervee® from any and all claims or liability related to any product or service of a Merchant, any action or in-action by Merchant, including Merchant’s failure to comply with applicable law.
In connection with the foregoing release, End User hereby waives California Civil Code Section 1542 (and any similar provision in any other jurisdiction) which states: “A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor.”
15. Termination.
Enervee® may terminate this Agreement at any time. Without limiting the foregoing, Enervee® shall have the right to immediately terminate or suspend any passwords or accounts of End User in the event of any conduct by End User or which Enervee®, in its sole discretion, considers to be unacceptable, or in the event of any breach by End User of this Agreement. The provisions of Sections 2, 5, 6, 9, 10, 13, 14, and 15 will survive termination of this Agreement.
16. Trademarks.
Enervee® is a registered trademark of Enervee Corporation. All rights in respect of this trademark are hereby expressly reserved. Unless otherwise indicated, all other trademarks appearing on the Site are the property of their respective owners.
17. Third-Party Content.
Enervee®, similar to an Internet Service Provider, is a distributor (and not a publisher) of content supplied by third parties and End Users. Accordingly, Enervee® has no more editorial control over such content than does a public library, bookstore or newsstand. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, or any other end users are those of the respective author(s) or distributor(s) and not of Enervee®.
In many instances, the content available through this Site represents the opinions and judgments of the respective information provider, end user, or other user not under contract with Enervee®. Enervee® neither endorses nor is responsible for the accuracy or reliability of any opinion, advice, or statement made on Enervee® by anyone other than authorized Enervee® employee spokespersons while acting in official capacities. Under no circumstances will Enervee® be liable for any loss or damage caused by an end user’s reliance on information obtained through Enervee®. It is the responsibility of End User to evaluate the accuracy, completeness, or usefulness of any information, opinion, advice, etc., or other content available through Enervee®.
Enervee® contains links to third-party websites maintained by other content providers. These links are provided solely as a convenience to you and not as an endorsement by Enervee® of the contents on such third-party sites, and Enervee® hereby expressly disclaims any representations regarding the content or accuracy of materials on such third-party websites. If End User decides to access linked third-party websites, End User does so at its own risk. Unless you have executed a written agreement with Enervee® expressly permitting you to do so, you may not provide a hyperlink to the Site from any other website. Enervee® reserves the right to revoke its consent to any link at any time in its sole discretion.
18. Miscellaneous.
These terms and conditions of use and any operating rules for Enervee® established by Enervee®, constitute the entire agreement between you and End User with respect to the use of the Site by End User. These terms and conditions of use, and any dispute arising out of End User’s use of the Site, will be governed by and in accordance with the laws of the State of California, without regard to its conflict of law principles. End User hereby submits to the exclusive jurisdiction of the federal and state courts in the State of California for any disputes arising out of these terms and conditions of use or End User’s use of the Site. No waiver by either party of any breach or default hereunder is a waiver of any preceding or subsequent breach or default. The section headings used herein are for convenience only and shall be of no legal force or effect. If any provision of these terms and conditions of use is held invalid by a court of competent jurisdiction, such invalidity shall not affect the enforceability of any other provisions contained herein, and the remaining portions of these terms and conditions of use shall continue in full force and effect. The failure of either party to exercise any of its rights hereunder shall not be deemed a waiver or forfeiture of such rights.
19. Disclosures.
Enervee Corporation is located at 11845 W Olympic Blvd., Suite 1100W #32, Los Angeles, CA 90064. If you are a California resident, you may report complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by contacting them in writing at 400 R Street, Sacramento, CA 95814, or by telephone at (800) 952-5210. You should note that parental control protections (such as computer hardware, software, or filtering services) are commercially available that may assist you in limiting access to material that is harmful to minors. Current providers of such protections can be found at Wikipedia.
Electronic Signatures in Global and National Commerce Act (E-Sign Act)
E-Sign Disclosure and Consent for Eco Financing by Enervee®.
Please read the following information carefully. By proceeding forward and signing this document by clicking “I Agree”, you are agreeing that you have reviewed the following disclosure and consent to conduct business using electronic communications, to receive any document or communication electronically, and to utilize your electronic signature in lieu of signing paper documents. As used in this disclosure, “document(s) or communication(s)” means any agreement, authorization, disclosure, notice, or other document related to your use of Eco Financing or Enervee® mobile banking and your request for services on this website, including but not limited to any document or communication that we are required by law to provide you in writing.
E-Sign Act.
Federal regulations require that we provide you with certain documents or communications: (1) at the time you contract for services and/or before you use those services for the first time and that the document or communication be in writing in a form that you may keep. The Electronic Signatures in Global and National Commerce Act (E-Sign Act) allows Eco Financing by Enervee® to provide you with documents or communications in electronic form rather than in written form and allows you to use your electronic signature in lieu of signing a paper document if you consent after we have provided you with the following information.
Your Consent to Use Electronic Signature and Electronic Delivery of Documents or Communications.
By clicking “I Agree” at the bottom of this page, you consent to use your electronic signature to sign any document or communication and to receive electronic delivery of any document or communication. You understand that your electronic signature is legally binding, just as if you had signed a paper document. If you do not click “I Agree” or do not agree to this disclosure, you may not proceed in in signing the Installment LoanAgreement and will not be granted an Eco Financing loan product. You will also not be permitted to access any loan documentation or borrower portal dashboards or information.
Scope of Your Consent.
Your consent to use electronic signatures and to receive documents or communications electronically applies to all Eco Financing and Enervee® programs, products, services, and periodic e-statements. It is not limited to the current product you are engaging. Note: Consenting to receive documents or communications electronically under this E-Sign Disclosure and Consent does not automatically enroll you in Eco Financing by Enervee® borrower portals. You will need to register and sign-up for these services separately.
Method of Providing Documents and Communications to You in Electronic Form.
All documents or communications may be viewed electronically on the borrower portal and saved by:
- Printing paper copies;
- Downloading and saving electronic copies;
- Storing the hyperlink on your computer.
In addition, we may deliver documents or communications to you by any of the following methods:
- by sending a notice to an email address you have provided us and making the document or communication available to you;
- by sending the document or communication to an email address you have provided us;
- to a wireless device you have designated;
- to the extent permissible by law, by access to a web site that we will generally designate in advance for such purpose; or any other electronic means we have mutually agreed upon.
Delivery of electronic documents or communications by any of these methods will be considered “in writing” and you intend that the electronic documents or communications have the same legal effect as written and signed paper documents or communications.
Your Right to Receive Paper Copies.
You may obtain a copy of any document or communication in paper form in addition to your access to the document or communication in electronic form at any time upon request.
How, after You Consent, to Receive a Paper Copy of Any Document or Communication and Whether Any Fee Will Be Charged For Such Copy.
You may receive a paper copy of any document or communication by contacting Eco Financing by Enervee® Customer Care by calling 888-291-0347 or by emailing support@ecofinancing.com. The copy request must contain your name, contact phone number and a description of the document or communication requested and must be signed by you. You will not be charged a copy fee for any document or communication. All requests will be verified by a representative.
Your Right to Withdraw Your Consent and Any Conditions, Consequences, or Fees Associated with You Withdrawing Your Consent.
You have the right to withdraw your consent to have a document or communication made available to you in electronic form at any time. If you withdraw your consent to receive documents and communication in electronic form, you will only have access to future documentation through the borrower portal and a request for other formats will be required for each instance requested and is at our sole discretion.
A Description of the Procedures You must Use to Withdraw Your Consent.
You may withdraw your consent to receive a document or communication electronically at any time. If you wish to do so, please notify us in writing to support@ecofinancing.com and provide your name, mailing address, daytime telephone number, and a description of the document or communication from which you are withdrawing your consent. All requests will be verified.
Hardware and Software Requirements.
In order to use electronic signatures and to receive and save any document or communication electronically, you must have a computer, mobile device, or other electronic device with internet access and:
- A secure internet browserwith 128 – bit encryption;
- A program that reads and displays PDF files such as Adobe Acrobat Reader; and
- An active email address.
To print and save your document or communication in electronic form using your computer, you will need:
- A Printer (to print paper copies); and
- A hard drive or other storage device (to download and save electronic copies).
To print and save your document or communication in electronic form using your mobile or electronic device, you will need:
- A printer capable of printing the screen shots on your mobile or electronic device (to print paper copies); and
- An electronic device capable of taking a screen shot that can be printed (to save electronic copies).
Changes to Hardware and /or Software Requirements.
You will be notified of any changes to the hardware and/or software requirements that may create a material risk that you will not be able to receive, view, print or save a document or communication.
You Must Keep your Email Address and Phone Number Current.
You are responsible for informing Eco Financing by Enervee® of any change in your email address or phone number. You can update your contact information by contacting Enervee® Customer Care at 888-291-0347.